Shortcuts can make life simpler, but what if taking the quickest route possible meant losing out on a tonne of benefits?
Buying travel insurance from your travel agent or airline is a bit like getting dental advice from your G.P. You wouldn't schedule a filling with your doctor so why would you buy travel insurance from an agent lacking in insurance expertise? If you're looking for specialised information that really fits the bill, it's best to speak directly to your travel insurer.
Need More Reasons To Buy Travel Insurance Direct? Keep Reading
Did you know travel agents and airlines can charge you up to 50% in commission fees when buying travel insurance? Buying direct means bigger savings for your holiday!
Did you know buying directly from your insurer is more secure than through an agent or travel company? Agents may not always have back up in the event of bankruptcy, whereas all quality insurance companies in Australia are underwritten by a reputable insurance bodies like Allianz Australia Insurance Limited IAG Insurance Limited or QBE Insurance Limited.
Did you know travel agents and airlines may sell you a policy that earns them a higher commission but doesn't suit your specific needs? Buying directly ensures you get all the cover you require with no unnecessary extras.
Did you know buying direct gives you access to all the relevant information you need? On the other hand travel agents lack the insurance expertise can't provide you with the important policy advice you'll need when looking for cover.
Did you know travel agents only have relationships with a limited number of insurers meaning you miss out on a wider variety of products to choose from?
Although it might seem convenient to buy your insurance at the same time as booking flights and accommodation, you're paying almost double for the privilege. Don't just buy the first policy offered to you, shop around, compare policies, and find a great policy online.
Comparison sites are a great way to compare many policies in one place, helping you to find the right policy for your holiday.
Compare direct comprehensive travel insurance policies!
When searching for the maximum cover, it's a good idea to compare a few different companies to see which policy gives you the best bang for your buck! The below table shows the top cover levels of a few insurers in the market to give you an idea of what is available. To get a comprehesive quote specific to your trip, use the quote box at the top of the page.
| Insurer | Underwriter | Medical | Cancellation | Luggage | Buy Now |
|---|---|---|---|---|---|
Certain Underwriters of Lloyds | Unlimited | Unlimited | $15,000 | ||
Certain Underwriters of Lloyds | Unlimited | Unlimited | $25,000 | ||
Certain Underwriters of Lloyds | Unlimited | Unlimited | $7,500 | ||
Certain Underwriters of Lloyds | $25,000,000 | $20,000 | $10,000 | ||
Great Lakes Reinsurance | Unlimited | Unlimited | $25,000 | ||
Allianz Australia Insurance Limited | Unlimited | $25,000 | $10,000 | ||
Southern Cross Benefits Limited Trading | Unlimited | $50,000 | $25,000 | ||
Allianz Australia Insurance Limited | Unlimited | Unlimited | $12,000 | ||
Great Lakes Reinsurance | Unlimited | Optional | $25,000 | ||
Certain Underwriters of Lloyds | Unlimited | Unlimited | $12,000 | ||
Allianz Australia Insurance Limited | Unlimited | Unlimited | $5,000 | ||
Allianz Australia Insurance Limited | Unlimited | $100,000 | $15,000 |
1Cover
TINZ
Zoom Travel Insurance
Columbus Direct
Cover-more
NZ Travel Insurance
Southern Cross Travel Insurance
STA Travel
State Travel Insurance
Travel Insurance Direct
Webjet
WorldcareThe table above shows the listed insurer's most comprehensive policy - international trips only **
Generaladvice Warning: The contents of this article were accurate at the time of writing. Insurers change their policies from time to time, so some information may have changed. You should always read the Product Disclosure Statement of your chosen insurer to understand what is covered and what isn't. The information provided is of a general nature only and does not take into account any personal objectives, financial situation or needs. Before making a decision you should consider the appropriateness of the information having regard to your personal circumstances
other handy tips & guides
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Having pre-existing medical conditions shouldn’t stop you from taking on the globe, one continent at a time! You shouldn’t have to pay through the nose for cover either!
Pregnancy Travel Insurance Guide
Not all insurers will cover you automatically if you’re over 22 weeks gestation or have had pregnancy complications. See which companies offer cover for pregnant women.
