Going on a family holiday with the kids in tow? Did you know that your dependents are covered for free under your policy? Yippee! That means you pay no extra, no matter how far, or how long you're going on your well-deserved break.

Each insurer in New Zealand varies their definition of a "dependant" but luckily for you we've gone ahead and researched all the differences for you.

Be sure to include any dependents in your quote and on your Certificate of Insurance so they are covered - just because they may be included at no extra cost does not mean that their details don't need to be included. Your children or grandchildren not in full time employment who are under the age of 19 and are travelling with you on the journey, and are named on the certificate of insurance.

IDUnderwriterAge limitDefinition
1Cover1Cover
HDI Global Specialty SE - New Zealand
19
Quote
HDI Global Specialty SE - New Zealand
19
HDI Global Speciality SE - New Zealand
19
AWP Services New Zealand Limited trading as Allianz Partners
21
Zurich Australian Insurance Limited
21
Zurich Australian Insurance Limited
21
AWP Services New Zealand Limited
21
Zurich Australian Insurance Limited
21
Pacific International Insurance Pty Ltd
25
Southern Cross Benefits Limited
21
Zurich Australian Insurance Limited
21
AWP Services New Zealand Limited
21
Zurich Australian Insurance Limited
21
Lloyd
20
The Hollard Insurance Company Pty Ltd
25

General Advice Warning: The contents of this article were accurate at the time of writing. Insurers change their policies from time to time, so some information may have changed. You should always read the Product Disclosure Statement of your chosen insurer to understand what is covered and what isn't. The information provided is of a general nature only and does not take into account any personal objectives, financial situation or needs. Before making a decision you should consider the appropriateness of the information having regard to your personal circumstances.

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