compare travel insurance is loved by frequent flyers
No Hidden Fees
Travel agents and airlines charge huge commissions. We don’t! Our frequent travel insurance comparison is free to use. You'll be directed to the insurer's website to buy travel insurance without any sneaky charges. We promise!
Great Prices
If you have a serious case of wanderlust, an annual policy might be just the ticket for you. Get cover for an unlimited number of trips in 12 months for one price. You’ll be sure to save a bucket too!
Product Choice
We compare heaps of policies for all types of travellers from some of New Zealand's most reputable travel insurers, including, 1Cover, Zoom & more!
The World Is Your Oyster
Want annual cover, but not 100% sure where you’re going over the course of the year? No worries, just buy a Worldwide policy and you’re free to roam wherever and whenever you wish. #wanderlust
Frequent Flyers Points
Jetsetters can find a policy that will cover for flight cancellations (for unforeseen reasons) even if tickets were booked using points.
Spontaneous Trips
Lightbulb moment - lets go on holiday!! With an annual policy you don’t need to tell your insurer each time you travel. Say hello to spontaneity
travel insurance extraordinaire at your service
Need some help? Check out handy FAQS to help with all your curly travel insurance questions.
FAQsannual travel insurance explained
Frequent flyer? Whether you're seeing the world for business, or you're a regular holiday-maker, if you're travelling multiple times a year, you can often make big savings by choosing a annual travel insurance policy (also known as a frequent traveller or multi trip policy).
An annual travel insurance policy is for travellers who leave home multiple times a year on shorter trips. This differs from a year-long single trip policy, which gives you coverage to be away from home for one twelve-month long trip.
Annual travel insurance policies have different maximum trip duration limits - that is, the maximum number of days you can spend overseas before you have to come home again. For example, if you purchase a 30-day annual travel insurance policy, you can go on a ten-day trip to Fiji for a friend's wedding in April, go on a seven-day Pacific cruise in July, go trekking for three weeks in New Zealand and have a month-long break over Christmas in the USA, and they can all be covered under the one policy.
Which region shjould I pick? If you don't know where you're traveling to within the next 12 months, choose Worldwide to ensure you're covered no matter where you go. If you're traveling to multiple countries choose the region that you are visiting that is furthest away (excluding stopovers less than 48 hours). In most cases you will be covered for the closer regions as well. For example, if you choose Europe, you will also be covered in Asia and Pacific.
- Worldwide means anywhere in the world
- Americas means USA, Canada, South America, Latin America, Hawaii and the Caribbean
- Europe means all European countries, including UK
- Middle East refers to the area from Syria to Yemen; Egypt to Iran
- Asia generally means Asia and the Indian subcontinent. For some insurers this excludes Japan*
- Pacific means Australia, the South West Pacific, and Indonesia/Bali*. Select Pacific for domestic cruises in New Zealand waters
- Australia means travel within Australia and New Zealand
- New Zealand (domestic) means travel within New Zealand only
*Note: Variances apply for Bali, Indonesia, Japan and Middle East. Check that your destination is covered once directed to your chosen insurer’s site.
Depending on your circumstances, such as your age, and your trip durations and destinations, it can sometimes be cheaper to buy two or three single trip policies than an annual policy, so there are savings to be made by shopping around and comparing your options.
tips for frequent travellers
What Adventure Activities Are Covered?
We know that relaxing on a beach isn’t everyone’s cup of tea. For the adventure junkies amongt us, it’s important to think about your planned activities and understand what is and isn’t covered.
Annual Travel Insurance Guide
For one payment you can travel as often as you like in a year. That means all the benefits of comprehensive cover, for multiple trips. Yippee!
Pre-Existing Medical Conditions
Having pre-existing medical conditions shouldn’t stop you from taking on the globe, one continent at a time! You shouldn’t have to pay through the nose for cover either!
travel insurance review
If you're travelling with one travel insurance policy for a whole year, you're going to want peace of mind that you've got the right one for you and your needs. So if you've read the PDS and still can't decide, consider checking out the thousands of reviews left by Aussie travellers about their experience with their travel insurer. Were they helpful on the phone? Was their website easy to use? And most importantly, how did they go when customers needed to claim?
