Please Note - If you are cruising around Australia you need to select Pacific.
With Regions, variances can apply for Bali, Indonesia, Japan and Middle East.
You are not required to enter stop-over countries if your stop-over is less than 48 hours.
Fancy two weeks sunning yourself on a beach? How about a fortnight by the pool of a posh hotel complex? Thought not.
If you’re the kind that finds this kind of lazy beach holiday a little boring, you’re not alone. Increasing numbers of people are opting to ditch the lazy beach-side holidays in favour of walking, trekking or climbing. Statistics show that trekking and mountaineering hotspot Nepal was found to be the fastest growing travel destination for New Zealanders overseas.
Do you yearn for adventure? Do you laugh in the face of vertigo? Trekking and climbing holidays could be for you, just remember to take out the proper adventure holiday travel insurance before you go!
While most travel insurance providers will insure you for holidays that go off the beaten track, as well as activities such as abseiling, moderate climbing and scrambling, there are general exclusions you need to pay attention to when going on an adventure holiday.
General Advice Warning: The contents of this article were accurate at the time of writing. Insurers change their policies from time to time, so some information may have changed. You should always read the Product Disclosure Statement of your chosen insurer to understand what is covered and what isn't. The information provided is of a general nature only and does not take into account any personal objectives, financial situation or needs. Before making a decision you should consider the appropriateness of the information having regard to your personal circumstances.
Trekking holidays need trekking travel insurance! Make sure you don’t start your trip without appropriate cover.
World Nomads cover for climbing with use of ropes – but you must be with a professional, qualified and licensed guide or operator for it to be covered. 6,000 altitude limits may apply.
(Whilst insurers such as 1Cover, TID, Zoom, Covermore, Southern Cross, TINZ etc may NOT cover you for climbing when you need to use ropes, they do cover trekking, hiking, moutaineering in general.)
The million dollar question! Most tour guides will name the trek based on the degree of fitness needed, the amount of walking each day and type of terrain you’ll cover.
Mountaineering generally requires you to use ropes, crampons and other equipment, so these treks require specialist cover that not all travel insurers cover as standard.
Whether it is a gentle stroll in Auckland's Waitakere Ranges you are after, or a multi-pitch leviathan of an ice climb in the Himalayas of Nepal, there's no end of trekking and climbing options at your disposal!
Kathmandu Valley, Nepal: Perfect for relative trekking novices and hardcore veterans alike, the Kathmandu Valley is the gateway to the Himalayas.
Yunnan, China: China’s mountainous province of Yunnan is famous for its Tiger Leaping Gorge, maybe the most well known trek in southern China.
Inca Trail, Peru: Peru’s Inca Trail combines stunning scenery with fascinating history to provide an unforgettable experience to visitors.
Picos de Europa, Spain: The Picos National Park in Asturias, Spain provides a wealth of fantastic trekking options and is well worth a visit.
Himachal Pradesh, India: On the Indian side of the Himalayas is the Himachal Pradesh, home to some of the most rewarding terrain anywhere in the world.
Routeburn Track, New Zealand: Lord of the Ring’s fans rejoice; this trail winds its way through NZ’s Southern Alps, taking in breathtaking vistas along the way.
The Haute Route, France and Switzerland: There are few more stunning trekking locations anywhere in the world than the French and Swiss Alps.
Cradle Mountain, Australia: Take an unbelievable trip through Tasmania’s highlands on one of the trekking paths that criss-cross this region.
Trekking is generally a safe activity but, like all the best things in life, it is not without its dangers. Here are a few tips on how to avoid them.
Invest in High-sided Hiking Boots: Twisted ankles are among the most common trekking and climbing injuries. Make sure your hiking boots provide support to your ankles on uneven terrain and remember to watch your step.
Acclimatise Slowly: Altitude sickness is no joke and can seriously derail your trekking adventure. Do your research before you go and take the necessary precautions as you familiarise yourself with your surroundings.
Know Your Own Level: Only experienced trekkers should try to tackle high mountain routes alone. Know your level and stay within that level at all times to ensure a safe, thrilling and rewarding trip.
Stay with the Group and Heed Warnings: If you’re travelling with a group, don’t be tempted to wander off. Always heed warnings about local dangers. Stay attentive and alert and keep yourself safe.
Before you head off on the adventure trail it’s vital to read the policy wording (PDS) to ensure you understand what is and isn’t covered. Remember the level of cover and exclusions varies between insurers, so check it out to suss out what’s the deal with your chosen cover. And if there’s something you don’t understand you can contact the provider directly.
Need some help? Use the search box below to find answers to all those tricky questions. We’ve got heaps of travel insurance tips to help you get the best policy for your upcoming holiday!
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